Category Archives: Budget

Emergency Fund

Emergency funds are important. Most financial advisers will tell you that before you start to invest, you probably should have about 3-6 months of emergency funds available. Dave Ramsey suggests that before you start to payoff your debts, you should establish $1000 in emergency funds. I generally tend to agree. You don’t really appreciate the value… Read More »

Stay Motivated

It’s important to stay motivated, whether you are trying to get out of debt, or build wealth. For me, it’s very difficult to stay motivated while trying to get out of debt. Being in debt sometimes feel like a bad habit that’s difficult to break. When you’re trying to break a bad habit, you sometimes… Read More »