June Dividend Income Report

July is finally here. As I write this on Independence Day, I can’t help but think about what it’s going to be like when I achieve my own financial independence. I took a long trip to visit my mom in one State and to take care of an errand in another State. It took 10… Read More »

My Budget Is Out Of Sync

I just realize that my budget is out of sync. It’s actually a symptom of me failing to plan accordingly.  As some of you my know, I bought my first house last year. Things were looking good and I was excited. I have a three bedroom two bathroom house. Well, because I am single, I… Read More »

Credit Score Went Down

So, I checked my credit score today and realized that my score went down. I used Credit Karma to check my score. Credit Karma allows you to check TransUnion and Equifax. My score with TransUnion went down by 34 points. Equifax went down 27 points. The reason for the significant drop in both scores are… Read More »

Acorns – Invest Your Spare Change

Acorns is an app that allows you to invest your spare change. This is an example of micro investing at its best. Basically, when you spend money, Acorns rounds up that expenditure to the next whole dollar. When all the spare change adds up to $5, Acorns invests that for you. I actually had Acorns… Read More »

Lending Club

Is Lending Club a distraction or proper diversification? I have an important decision to make. Should I invest in Lending Club? As you know, Lending Club is a peer-to-peer (P2P) company much like Prosper and others. Investing in Lending Club presents an opportunity to diversify my sources of passive income. However, it can also serve… Read More »

I’m Getting A Divorce

We’ve been together for 10 years. There have been ups and downs throughout the years. There were times when we separated for a while, but would then get back together. Throughout all of that time though, we were always together. Even during the tough times, we were never really apart. There were some fond memories,… Read More »

Focus or Expand?

I have an important decision to make:  Do I focus or expand my dividend portfolio.  This decision is related to my post on how to invest $20,000.  Be sure to check out that post if you haven’t read it.  In a nutshell, I will be receiving a $20,000 bonus from work. Thus, I will have… Read More »

How To Invest $20,000?

In about a month or two, I will receive $20,000.  The problem is, I’m not sure how to invest $20,000. It may seem like $20,000 is a lot of money, but in actuality, it isn’t. Part of me wants to invest the full $20k but I’m not sure that’s the best thing to do. There… Read More »

May Dividend Income Report

This is my May dividend income report for 2017. Oh what an expensive month May has been. I went on a much needed vacation and I’m actually still on vacation right now. I’m typing up this dividend income report while on the train. In terms of investments, May was more exciting because I got paid from… Read More »

Vacation Planning

So, I’m sitting here on a train for the next 4 hours on my vacation and thought I’d write a post about vacation planning. This is more of a rant than anything, so I understand if don’t want to continue reading. But, clearly, I didn’t think this through thoroughly enough. I should have done a better job… Read More »