Another month has gone by and we start the second quarter of 2023. What an expensive month it’s been. I closed on the new condo and I’ve done nothing but spend money. In fact, I really should create a budget and stick to it. I spent money that I have, and that I don’t have.… Read More »
I had trouble deciding what to call this post. At first, I was thinking about titles such as “living paycheck to paycheck” or “bad spending habits.” But rather than color my situation with nice language, I’m going to call it for what it is. I’m broke! I don’t have any money and I don’t get… Read More »
So I was deciding for a while what I should call this post. And, I figured I would call it what it is. That is, at least for October 2017, so far, I have too much month at the end of the money. I get paid twice a month, and I won’t get paid for… Read More »
I just realize that my budget is out of sync. It’s actually a symptom of me failing to plan accordingly. As some of you my know, I bought my first house last year. Things were looking good and I was excited. I have a three bedroom two bathroom house. Well, because I am single, I… Read More »
One of the first rules to getting out of debt is to stop digging yourself into further debt. I feel that I have achieved that goal today. Although ‘Murphy’ is unpredictable, I don’t foresee any need to use my credit cards for the next month or two. Here is how I did it: Emergency Fund… Read More »
There are a lot of gurus out there that teaches you how to invest, how to save, and how to do a budget. Well, obviously I’m not a financial guru. I’m just an average guy trying to make ends meet and achieve my dream of financial freedom. I do want to highlight one adviser whose… Read More »
It’s amazing. I spent all of last year trying to get out of consumer debt. I was successful. But all of a sudden, I am back in credit card debt. I’m nearly $1500 in the whole. I estimate it’s probably going to take me until the end of the year to pay it off again… Read More »