Category Archives: Budget

One Down One To Go

Thanks to an influx of forgotten cash, I made two important payments today. One of those payment was to one of my student loans. The other was to one of my credit cards. Let’s dive in. Student Loans I have two student loans. However, today, I wrote my past payment of $552.92 to pay off… Read More »

My Budget Is Out Of Sync

I just realize that my budget is out of sync. It’s actually a symptom of me failing to plan accordingly.  As some of you my know, I bought my first house last year. Things were looking good and I was excited. I have a three bedroom two bathroom house. Well, because I am single, I… Read More »

Emergency Fund

Emergency funds are important. Most financial advisers will tell you that before you start to invest, you probably should have about 3-6 months of emergency funds available. Dave Ramsey suggests that before you start to payoff your debts, you should establish $1000 in emergency funds. I generally tend to agree. You don’t really appreciate the value… Read More »

Stay Motivated

It’s important to stay motivated, whether you are trying to get out of debt, or build wealth. For me, it’s very difficult to stay motivated while trying to get out of debt. Being in debt sometimes feel like a bad habit that’s difficult to break. When you’re trying to break a bad habit, you sometimes… Read More »