Recently, I had a health scare. Up to now, I’ve been operating on the notion that I was going to live until I’m in my 90s. At the very least, I was going to make it to retirement and then enjoy life. So, I designed my financial plan with a few assumptions specific to my… Read More »
It’s been often said that personal finance is personal. I wholeheartedly agree. The gurus give advice. Sometimes that advice conflicts! One financial expert may say never pay off your mortgage, while another will tell you to pay it off as quickly as you can. Ultimately, each person has to decide for him or herself how… Read More »
It’s been a while since I’ve reported some good news. So, here it is. I’ve eliminated all my credit card debt, once again! This is significant for a number of different reasons, which I will explore in this post. As you may recall, in my Get Out Of Debt Plan, one of the things on my… Read More »
For years, I’ve been interested in the subject of personal finance. I’ve read many books, listened to many podcasts and more. I thought I had a a basic idea of what I needed to do in order to retire. However, I recently discovered a secret. That is, there is a distinct relationship between your savings… Read More »
For years, there have been many debates about good debt vs bad debt. There have also been many different opinions on how to tackle debt. On the one hand, people are of the opinion that all debt is bad and you shouldn’t have any. On the other hand, people are of the opinion that some… Read More »
After weeks of waiting and writing about the subject, my bonus finally arrived. This is therefore a follow up post to how to invest $20,000. A few days ago, I logged into my account and saw that I had $15,000 extra. For me, $15,000 is a lot of money. I’m not used to seeing that… Read More »
I started this blog in 2016. It was a monumental achievement. I always wanted a blog, but never found a theme I liked until now. Blogging helps keep me motivated to pursue my dividend growth investing strategy. Truth be told, this is not the first time I tried dividend investing. Years ago, I started using… Read More »
So, I checked my credit score today and realized that my score went down. I used Credit Karma to check my score. Credit Karma allows you to check TransUnion and Equifax. My score with TransUnion went down by 34 points. Equifax went down 27 points. The reason for the significant drop in both scores are… Read More »
Acorns is an app that allows you to invest your spare change. This is an example of micro investing at its best. Basically, when you spend money, Acorns rounds up that expenditure to the next whole dollar. When all the spare change adds up to $5, Acorns invests that for you. I actually had Acorns… Read More »
Is Lending Club a distraction or proper diversification? I have an important decision to make. Should I invest in Lending Club? As you know, Lending Club is a peer-to-peer (P2P) company much like Prosper and others. Investing in Lending Club presents an opportunity to diversify my sources of passive income. However, it can also serve… Read More »