I don’t know about you but I hate credit card debt. It’s the worst. The interest rate they charge is outrageous. It’s practically high way robbery. That’s why I wrote about the fact that debt is a thief. And credit card debt is one of the biggest thieves out there. But, let me get off… Read More »
America is a great country! But, it’s not perfect. As a capitalist society, Americans have opportunities to succeed financially today more so than almost at any other time in history. But, arguably, those opportunities are not equally available to everyone. Debt is too easy to come by and too many people are not financially educated… Read More »
It’s been often said that personal finance is personal. I wholeheartedly agree. The gurus give advice. Sometimes that advice conflicts! One financial expert may say never pay off your mortgage, while another will tell you to pay it off as quickly as you can. Ultimately, each person has to decide for him or herself how… Read More »
It’s official. I have credit card debt! Now, I could bury my head in the sand and pretend it’s not there. Or, I could tackle the problem head on! Well, I’ve decided to tackle this problem head on! I’m not alone. According to a February 2022 Lending Tree article, the average American family owes approximately… Read More »
I have credit card debt! As difficult as it is to say, it’s an important and honest declaration. So, rather than bury my head in the sand, I’ve decided to tackle this monster head on. For many Americans, this is a difficult subject matter to discuss. Many people are suffering under the stress of having… Read More »
Wow, I can’t believe it. I once again find myself in credit card debt. I never thought that I would have to tackle this beast, but here we are. For the most part of 2021, every time I would have a balance on my credit card, I would pay it off completely at the end… Read More »
My mom is turning 67 this year. She still has to work and she works hard. It’s difficult for her to make ends meet. If nothing changed, she probably would be well in her 90s before she ever paid off her debts. That’s no way to treat the world’s greatest mom! So, I decided to… Read More »
As indicated in my Payoff Car Loan Series post, I have determined to payoff my car loan. To that extent, I’ve decided to track my progress here to help keep me motivated and accountable. This is the first of such post. I’m still working on deciding what to call it, but this name, which is… Read More »
So, I’ve decided to pay off my car loan early. In an effort to keep myself accountable, I’ve decided to make regular posts about my car loan paydown. I’m very excited to get rid of this particular debt. Right now, the debts I have include a mortgage, student loans and my car loan. I don’t… Read More »
Do you remember that feeling of excitement when you’re at a car dealership and test driving that new car? Then, the car salesman convince you that this one particular car is perfect. You drive off the lot enjoying that new car smell. Then, after a few days, reality sinks in. You have to pay for… Read More »