Well, I finally got my head out of the sand. It’s official! I am into credit card debt. Some of this debt was necessary spending, but a lot of it was not. I could keep my head in the sand and continue spending without thinking or a plan. Or, I could get my head out… Read More »
Consumer debt sucks. Interest rates are typically high and, if debt isn’t managed carefully, it has the tendency of increasing a person’s stress level. We are also experiencing tough economic times. Inflation is high, and there will likely be a recession soon. So, now is the time to get one’s financial house in order. There… Read More »
I don’t know about you but I hate credit card debt. It’s the worst. The interest rate they charge is outrageous. It’s practically high way robbery. That’s why I wrote about the fact that debt is a thief. And credit card debt is one of the biggest thieves out there. But, let me get off… Read More »
Just like that, April is behind us. Wow, what a busy month it has been!!! There were several days when I was doing like 3 jobs at a time. But it’s all good, and it’s all over! So, now I can relax. I have planned vacations to the beach. 4 beaches in fact. Over the… Read More »
Getting out of credit card debt is one of my top priorities. At the end of last month, I posted about my credit card debt payoff series. There, I indicated that my credit card balance was over $11,000! Ouch! Since that time, I’ve made additional posts, including my dividend income report for March 2022. As… Read More »
It’s official. I have credit card debt! Now, I could bury my head in the sand and pretend it’s not there. Or, I could tackle the problem head on! Well, I’ve decided to tackle this problem head on! I’m not alone. According to a February 2022 Lending Tree article, the average American family owes approximately… Read More »
I have credit card debt! As difficult as it is to say, it’s an important and honest declaration. So, rather than bury my head in the sand, I’ve decided to tackle this monster head on. For many Americans, this is a difficult subject matter to discuss. Many people are suffering under the stress of having… Read More »
Wow, I can’t believe it. I once again find myself in credit card debt. I never thought that I would have to tackle this beast, but here we are. For the most part of 2021, every time I would have a balance on my credit card, I would pay it off completely at the end… Read More »
It’s that time of year again! I don’t know about you but I just love a New Year. With a new year comes new found motivation and plans for the future. Now, I know a lot of people don’t make resolutions. I also know that a lot of people make resolutions but don’t stick to… Read More »
My mom is turning 67 this year. She still has to work and she works hard. It’s difficult for her to make ends meet. If nothing changed, she probably would be well in her 90s before she ever paid off her debts. That’s no way to treat the world’s greatest mom! So, I decided to… Read More »