We’ve been together for 10 years. There have been ups and downs throughout the years. There were times when we separated for a while, but would then get back together. Throughout all of that time though, we were always together. Even during the tough times, we were never really apart. There were some fond memories,… Read More »
Emergency funds are important. Most financial advisers will tell you that before you start to invest, you probably should have about 3-6 months of emergency funds available. Dave Ramsey suggests that before you start to payoff your debts, you should establish $1000 in emergency funds. I generally tend to agree. You don’t really appreciate the value… Read More »
There are a lot of gurus out there that teaches you how to invest, how to save, and how to do a budget. Well, obviously I’m not a financial guru. I’m just an average guy trying to make ends meet and achieve my dream of financial freedom. I do want to highlight one adviser whose… Read More »
It’s amazing. I spent all of last year trying to get out of consumer debt. I was successful. But all of a sudden, I am back in credit card debt. I’m nearly $1500 in the whole. I estimate it’s probably going to take me until the end of the year to pay it off again… Read More »