Well, I finally got my head out of the sand. It’s official! I am into credit card debt. Some of this debt was necessary spending, but a lot of it was not. I could keep my head in the sand and continue spending without thinking or a plan. Or, I could get my head out… Read More »
I don’t know about you but I hate credit card debt. It’s the worst. The interest rate they charge is outrageous. It’s practically high way robbery. That’s why I wrote about the fact that debt is a thief. And credit card debt is one of the biggest thieves out there. But, let me get off… Read More »
America is a great country! But, it’s not perfect. As a capitalist society, Americans have opportunities to succeed financially today more so than almost at any other time in history. But, arguably, those opportunities are not equally available to everyone. Debt is too easy to come by and too many people are not financially educated… Read More »
It’s official. I have credit card debt! Now, I could bury my head in the sand and pretend it’s not there. Or, I could tackle the problem head on! Well, I’ve decided to tackle this problem head on! I’m not alone. According to a February 2022 Lending Tree article, the average American family owes approximately… Read More »
So, I’ve decided to pay off my car loan early. In an effort to keep myself accountable, I’ve decided to make regular posts about my car loan paydown. I’m very excited to get rid of this particular debt. Right now, the debts I have include a mortgage, student loans and my car loan. I don’t… Read More »
I have to decided to sell my bitcoins to pay off my student loans. It was a very tough decision but one that I thought was needed to be made. I’ve been carrying my student loans around with me for a long time. In the words of Dave Ramsey, I’ve had my student loans with… Read More »
We’ve all been there. We make plans, set our goals and have nothing but good intentions to see them through. But, sometimes life gets in the way when we make plans. I feel that is what happened over the past couple of months. Before, I had a high credit score and relatively no debt other… Read More »
I finally did my taxes. Some people dread tax time. Others look forward to it. I hate the processing of filing my taxes, but I always look forward to getting a tax return. In my opinion, the higher the refund the better. I know, I know, getting a big refund means that I lent the… Read More »
For years, there have been many debates about good debt vs bad debt. There have also been many different opinions on how to tackle debt. On the one hand, people are of the opinion that all debt is bad and you shouldn’t have any. On the other hand, people are of the opinion that some… Read More »
After weeks of waiting and writing about the subject, my bonus finally arrived. This is therefore a follow up post to how to invest $20,000. A few days ago, I logged into my account and saw that I had $15,000 extra. For me, $15,000 is a lot of money. I’m not used to seeing that… Read More »