I am currently working on my New Year’s Resolutions for 2023. Although I am still trying to figure out what that looks like, one of the things I am considering is how to cut back on a lot of my spending. To put things simply, I spend and waste a lot of money. Whether that’s… Read More »
I had trouble deciding what to call this post. At first, I was thinking about titles such as “living paycheck to paycheck” or “bad spending habits.” But rather than color my situation with nice language, I’m going to call it for what it is. I’m broke! I don’t have any money and I don’t get… Read More »
One of the first rules to getting out of debt is to stop digging yourself into further debt. I feel that I have achieved that goal today. Although ‘Murphy’ is unpredictable, I don’t foresee any need to use my credit cards for the next month or two. Here is how I did it: Emergency Fund… Read More »