Great News

I have some great news. 20k Bonus: For sometime now, I have been writing about how to invest 20k. The reason being is that I expect to receive a 20k bonus from work. Well, I checked the status and I am happy to report that my 20k bonus has been approved. I’m so excited. I… Read More »

2017 Goals Update

We are more than half-way in the year and so it’s time to take stock of how I’m doing towards meeting my goals for 2017. I will only focus on two of those goals: debt and income. Interestingly, the news is both good and bad. I’ve made some progress and I’ve had some setbacks. But… Read More »


The past few months have been a whirlwind. I’ve experienced numerous setbacks towards my financial goals. It has been said that life is what happens when you make plans. Well, that saying has been true for me recently. I’ve seen my credit card debt rise week by week. My spending has been out of control.… Read More »

June Dividend Income Report

July is finally here. As I write this on Independence Day, I can’t help but think about what it’s going to be like when I achieve my own financial independence. I took a long trip to visit my mom in one State and to take care of an errand in another State. It took 10… Read More »

My Budget Is Out Of Sync

I just realize that my budget is out of sync. It’s actually a symptom of me failing to plan accordingly.  As some of you my know, I bought my first house last year. Things were looking good and I was excited. I have a three bedroom two bathroom house. Well, because I am single, I… Read More »

Credit Score Went Down

So, I checked my credit score today and realized that my score went down. I used Credit Karma to check my score. Credit Karma allows you to check TransUnion and Equifax. My score with TransUnion went down by 34 points. Equifax went down 27 points. The reason for the significant drop in both scores are… Read More »

Acorns – Invest Your Spare Change

Acorns is an app that allows you to invest your spare change. This is an example of micro investing at its best. Basically, when you spend money, Acorns rounds up that expenditure to the next whole dollar. When all the spare change adds up to $5, Acorns invests that for you. I actually had Acorns… Read More »

Lending Club

Is Lending Club a distraction or proper diversification? I have an important decision to make. Should I invest in Lending Club? As you know, Lending Club is a peer-to-peer (P2P) company much like Prosper and others. Investing in Lending Club presents an opportunity to diversify my sources of passive income. However, it can also serve… Read More »

I’m Getting A Divorce

We’ve been together for 10 years. There have been ups and downs throughout the years. There were times when we separated for a while, but would then get back together. Throughout all of that time though, we were always together. Even during the tough times, we were never really apart. There were some fond memories,… Read More »

Focus or Expand?

I have an important decision to make:  Do I focus or expand my dividend portfolio.  This decision is related to my post on how to invest $20,000.  Be sure to check out that post if you haven’t read it.  In a nutshell, I will be receiving a $20,000 bonus from work. Thus, I will have… Read More »