Category Archives: Debt

Stay Motivated

It’s important to stay motivated, whether you are trying to get out of debt, or build wealth. For me, it’s very difficult to stay motivated while trying to get out of debt. Being in debt sometimes feel like a bad habit that’s difficult to break. When you’re trying to break a bad habit, you sometimes… Read More »

Stop Digging

One of the first rules to getting out of debt is to stop digging yourself into further debt. I feel that I have achieved that goal today. Although ‘Murphy’ is unpredictable, I don’t foresee any need to use my credit cards for the next month or two. Here is how I did it: Emergency Fund… Read More »

I Need A Budget

It’s amazing. I spent all of last year trying to get out of consumer debt. I was successful. But all of a sudden, I am back in credit card debt. I’m nearly $1500 in the whole. I estimate it’s probably going to take me until the end of the year to pay it off again… Read More »